APP fraud time-lock
Adaptive delay before settlement.
APP fraud time-lock →Egypt · CBE
Egypt’s USD constraint and InstaPay scale make delayed IMTO files unusable. Nexus is the FX-allocation and delay-engine overlay CBE staff can open while the payment is still in flight.
Official and parallel FX stories diverge. Instant retail rails move faster than the return. Supervisors reconstruct last month.
Target modules: FX allocation and parallel-market tracking, plus the delay engine. Pair with ISO 20022 telemetry. UK OEM; in-country SI.
On-premise or Egyptian sovereign cloud under CBE control.
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