ISO 20022 IMTO telemetry
Inspect the held pacs.008 without translation loss.
ISO 20022 IMTO telemetry →Fraud · time-lock
Hold the payment — then let FIU staff open the message
Authorised push-payment scams and coercion transfers succeed because settlement is faster than review. Nexus scores the item and can delay it in a zero-trust hold queue.
What the time-lock is
An adaptive delay on the settlement path: velocity limits, behavioural risk (0–100), and a hold state the governor dashboard counts as high-risk funds still in the bank’s control. It is not a marketing “AI block” with no operator workflow.
UK and MEA spelling
Procurement searches use both authorised and authorized push payment. This page is the canonical brief for both. Related stills: Figure 3 adaptive delay.
Mandate mapping
Use with CBN, CBUAE, and SAMA pages when writing a tender annex.